This is our most popular program for purchasing or refinancing single and multi-family homes up to 4 units. Low rates, low closing costs, and payments are fixed for the life of the loan. We also offer 20 yr, 15 yr, 10 yr fixed rate programs for clients that prefer lower interest rates with shorter repayment terms.

This program offers the lowest interest rates that will stay fixed for 3 yrs but amortized over 30 years so your payments will stay low and may adjust after 36 months.

This program offers lower interest rates that will stay fixed for the first 60 months but amortized over 30 years so your payments will stay low and may adjust after the fixed period.

This program offers lower interest rates that will stay fixed for the first 7 years but amortized over 30 years so your payments will stay low and may adjust after the fixed period.

This program offers lower interest rates and will stay fixed for the first 10 years but amortized over 30 years so your payments will stay low and may adjust after the fixed period.

This program allows buyers to purchase a single family residence without a down payment. 100% financing, allow the seller to pay part or all of your closing costs including prepaids, i.e. taxes, insurance and escrows, low 30 yr fixed interest rates, no mortgage insurance, generous income limits, easy qualifying parameters.

This is a great financing program with no mortgage insurance and is only available for eligible U.S. millitary personnel and eligible U.S. veterans. It can be used either to purchase a home or to refinance an existing mortgage. Interest rates are at all time low and very easy to qualify, and will allow for higher debt to income ratio.

We work with local builders, local modular companies, and local banks to bring you the easiest and most affordable one time closing construction loan program.